@import url('https://fonts.googleapis.com/css2?family=Newsreader:ital,opsz,wght@0,6..72,400;0,6..72,500;0,6..72,600;1,6..72,400&family=Inter:wght@400;500;600&family=IBM+Plex+Mono:wght@400;500&display=swap');

:root{
  --bg:#F5F5F3;
  --surface:#FFFFFF;
  --ink:#13202C;
  --ink-soft:#46525C;
  --ink-faint:#75808A;
  --line:#DBDDD9;
  --line-strong:#C2C5C0;
  --primary:#152C42;
  --primary-dark:#0D1E30;
  --primary-tint:#E7EBEF;
  --accent:#8A7248;
  --accent-soft:#EFE9DD;
  --success-bg:#E9EEE7;
  --success-ink:#3C5A3F;
  --font-display:'Newsreader', Georgia, 'Times New Roman', serif;
  --font-body:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono:'IBM Plex Mono', ui-monospace, Menlo, monospace;
  --radius:4px;
  --container:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;}
h1,h2,h3,h4{
  font-family:var(--font-display);
  font-weight:500;
  color:var(--primary);
  margin:0 0 0.6em;
  line-height:1.18;
}
p{margin:0 0 1em;color:var(--ink-soft);}
.container{
  max-width:var(--container);
  margin:0 auto;
  padding:0 32px;
}
.eyebrow{
  font-family:var(--font-mono);
  font-size:12px;
  letter-spacing:0.12em;
  text-transform:uppercase;
  color:var(--accent);
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:14px;
}
.eyebrow::before{
  content:'';
  width:22px;
  height:1px;
  background:var(--accent);
  display:inline-block;
}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;}

.skip-link{
  position:absolute;
  left:-9999px;
  top:0;
  background:var(--primary);
  color:#fff;
  padding:10px 16px;
  z-index:200;
}
.skip-link:focus{left:16px;top:16px;}

.site-header{
  position:sticky;
  top:0;
  z-index:100;
  background:rgba(245,245,243,0.92);
  backdrop-filter:blur(6px);
  border-bottom:1px solid var(--line);
}
.site-header .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  height:76px;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
  text-decoration:none;
}
.brand img{width:38px;height:38px;flex-shrink:0;}
.brand-name{
  font-family:var(--font-display);
  font-size:20px;
  font-weight:600;
  color:var(--primary);
  letter-spacing:0.02em;
}
.brand-sub{
  display:block;
  font-family:var(--font-mono);
  font-size:10px;
  letter-spacing:0.1em;
  color:var(--ink-faint);
  text-transform:uppercase;
  margin-top:2px;
}
.main-nav ul{
  list-style:none;
  display:flex;
  gap:36px;
  margin:0;
  padding:0;
}
.main-nav a{
  text-decoration:none;
  font-size:14.5px;
  font-weight:500;
  color:var(--ink-soft);
  padding:6px 0;
  border-bottom:1px solid transparent;
  transition:color .15s ease,border-color .15s ease;
}
.main-nav a:hover,.main-nav a[aria-current="page"]{
  color:var(--primary);
  border-bottom-color:var(--accent);
}
.nav-toggle{
  display:none;
  background:none;
  border:1px solid var(--line-strong);
  border-radius:var(--radius);
  width:42px;
  height:42px;
  align-items:center;
  justify-content:center;
  font-size:20px;
  color:var(--primary);
  cursor:pointer;
}

.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:13px 24px;
  border-radius:var(--radius);
  font-size:14.5px;
  font-weight:600;
  text-decoration:none;
  border:1px solid transparent;
  cursor:pointer;
  transition:background .15s ease,color .15s ease,border-color .15s ease;
  font-family:var(--font-body);
}
.btn-primary{background:var(--primary);color:#fff;}
.btn-primary:hover{background:var(--primary-dark);}
.btn-outline{background:transparent;color:var(--primary);border-color:var(--line-strong);}
.btn-outline:hover{border-color:var(--primary);}
.btn-block{width:100%;justify-content:center;}

.hero{
  padding:72px 0 0;
  border-bottom:1px solid var(--line);
}
.hero-grid{
  display:grid;
  grid-template-columns:1.05fr 0.95fr;
  gap:56px;
  align-items:center;
  padding-bottom:56px;
}
.hero h1{
  font-size:46px;
  letter-spacing:-0.01em;
}
.hero-lead{
  font-size:18px;
  max-width:46ch;
  color:var(--ink-soft);
}
.hero-actions{
  display:flex;
  gap:16px;
  margin-top:28px;
  flex-wrap:wrap;
}
.hero-media{
  position:relative;
}
.hero-media .frame{
  border:1px solid var(--line-strong);
  padding:10px;
  background:var(--surface);
}
.hero-media img{
  width:100%;
  height:340px;
  object-fit:cover;
}
.hero-media figcaption{
  font-family:var(--font-mono);
  font-size:11px;
  color:var(--ink-faint);
  padding:10px 2px 0;
  display:flex;
  justify-content:space-between;
  letter-spacing:0.03em;
}

.ledger-strip{
  border-top:1px solid var(--line);
  background:var(--surface);
}
.ledger-strip .container{
  display:grid;
  grid-template-columns:repeat(4,1fr);
}
.ledger-item{
  padding:22px 28px;
  border-left:1px solid var(--line);
}
.ledger-item:first-child{border-left:none;}
.ledger-item .ref{
  font-family:var(--font-mono);
  font-size:11px;
  color:var(--accent);
  letter-spacing:0.08em;
  display:block;
  margin-bottom:6px;
}
.ledger-item .val{
  font-family:var(--font-display);
  font-size:17px;
  color:var(--primary);
  display:block;
}
.ledger-item .lbl{
  font-size:13px;
  color:var(--ink-faint);
  margin-top:2px;
  display:block;
}

section{padding:88px 0;}
.section-head{
  max-width:640px;
  margin-bottom:48px;
}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head p{font-size:16.5px;}

.tight{padding:56px 0;}
.on-surface{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.on-primary{background:var(--primary);color:#fff;}
.on-primary h2, .on-primary h3{color:#fff;}
.on-primary p{color:#C7D1DA;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}
.card{
  background:var(--surface);
  padding:36px 32px;
}
.card .icon{
  width:44px;height:44px;
  display:flex;align-items:center;justify-content:center;
  border:1px solid var(--line-strong);
  border-radius:50%;
  color:var(--primary);
  font-size:22px;
  margin-bottom:20px;
}
.card h3{font-size:19px;margin-bottom:10px;}
.card p{font-size:14.5px;margin-bottom:0;}

.split{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:64px;
  align-items:center;
}
.split.reverse .split-media{order:2;}
.split-media img{
  width:100%;
  height:420px;
  object-fit:cover;
  border:1px solid var(--line-strong);
}
.split-copy .checklist{
  list-style:none;
  margin:24px 0 0;
  padding:0;
}
.split-copy .checklist li{
  display:flex;
  gap:12px;
  padding:12px 0;
  border-top:1px solid var(--line);
  font-size:15px;
  color:var(--ink-soft);
}
.split-copy .checklist li:first-child{border-top:none;}
.split-copy .checklist i{color:var(--accent);font-size:18px;flex-shrink:0;margin-top:2px;}

.stat-band{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:40px;
  text-align:center;
}
.stat-band .num{
  font-family:var(--font-display);
  font-size:34px;
  color:var(--primary);
  display:block;
}
.stat-band .cap{
  font-size:13.5px;
  color:var(--ink-faint);
  margin-top:6px;
}

.disclaimer-band{
  background:var(--primary-tint);
  border:1px solid var(--line-strong);
  padding:26px 30px;
  border-radius:var(--radius);
  display:flex;
  gap:16px;
  align-items:flex-start;
}
.disclaimer-band i{font-size:22px;color:var(--primary);flex-shrink:0;margin-top:2px;}
.disclaimer-band p{margin:0;font-size:14px;color:var(--ink-soft);}
.disclaimer-band strong{color:var(--primary);}

.cta-band{
  text-align:center;
}
.cta-band h2{font-size:32px;}
.cta-band .actions{display:flex;justify-content:center;gap:16px;margin-top:22px;flex-wrap:wrap;}

.values-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:8px;}
.values-grid .card{padding:32px;}

.lede{font-size:19px;color:var(--ink-soft);max-width:70ch;}

.timeline{border-top:1px solid var(--line);margin-top:16px;}
.timeline-row{
  display:grid;
  grid-template-columns:110px 1fr;
  gap:24px;
  padding:22px 0;
  border-bottom:1px solid var(--line);
}
.timeline-row .yr{
  font-family:var(--font-mono);
  color:var(--accent);
  font-size:14px;
  padding-top:2px;
}
.timeline-row h4{font-size:16.5px;margin-bottom:4px;}
.timeline-row p{font-size:14.5px;margin-bottom:0;}

.contact-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:64px;
  align-items:start;
}
.info-list{list-style:none;margin:24px 0 0;padding:0;}
.info-list li{
  display:flex;
  gap:14px;
  padding:16px 0;
  border-top:1px solid var(--line);
}
.info-list li:first-child{border-top:none;}
.info-list i{font-size:20px;color:var(--accent);margin-top:2px;flex-shrink:0;}
.info-list .lbl{font-size:12.5px;color:var(--ink-faint);text-transform:uppercase;letter-spacing:0.06em;display:block;margin-bottom:2px;}
.info-list .val{font-size:15px;color:var(--ink);}
.info-list a{text-decoration:none;}
.info-list a:hover{color:var(--accent);}

.contact-image{margin-top:32px;border:1px solid var(--line-strong);}
.contact-image img{width:100%;height:220px;object-fit:cover;}

form.form{background:var(--surface);border:1px solid var(--line);padding:36px;border-radius:var(--radius);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.field{margin-bottom:20px;}
.field label{
  display:block;
  font-size:13px;
  font-weight:600;
  color:var(--primary);
  margin-bottom:8px;
}
.field input,.field select,.field textarea{
  width:100%;
  padding:12px 14px;
  border:1px solid var(--line-strong);
  border-radius:var(--radius);
  background:#fff;
  font-family:var(--font-body);
  font-size:14.5px;
  color:var(--ink);
}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;
  border-color:var(--accent);
  box-shadow:0 0 0 3px var(--accent-soft);
}
.field textarea{resize:vertical;min-height:130px;}
.field .hint{font-size:12.5px;color:var(--ink-faint);margin-top:6px;}
.checkbox-row{display:flex;gap:10px;align-items:flex-start;margin-bottom:22px;}
.checkbox-row input{width:auto;margin-top:3px;}
.checkbox-row label{font-size:13.5px;color:var(--ink-soft);font-weight:400;}
.form-note{
  display:none;
  padding:14px 16px;
  border-radius:var(--radius);
  background:var(--success-bg);
  color:var(--success-ink);
  font-size:14px;
  margin-bottom:20px;
  align-items:center;
  gap:10px;
}
.form-note.visible{display:flex;}

.legal-page article{max-width:78ch;}
.legal-page h2{font-size:23px;margin-top:2.2em;}
.legal-page h3{font-size:17px;margin-top:1.6em;}
.legal-page p,.legal-page li{font-size:15.5px;color:var(--ink-soft);}
.legal-page ul{padding-left:22px;}
.legal-updated{
  font-family:var(--font-mono);
  font-size:12.5px;
  color:var(--ink-faint);
  margin-bottom:36px;
  display:inline-block;
  padding:6px 12px;
  border:1px solid var(--line-strong);
  border-radius:var(--radius);
}
.legal-toc{
  border:1px solid var(--line);
  background:var(--surface);
  padding:22px 26px;
  margin:0 0 44px;
  border-radius:var(--radius);
}
.legal-toc p{font-size:12.5px;text-transform:uppercase;letter-spacing:0.08em;color:var(--ink-faint);margin-bottom:12px;}
.legal-toc ol{margin:0;padding-left:20px;}
.legal-toc li{font-size:14.5px;margin-bottom:6px;}
.legal-toc a{text-decoration:none;color:var(--primary);}
.legal-toc a:hover{color:var(--accent);}

.page-banner{
  padding:64px 0 48px;
  border-bottom:1px solid var(--line);
}
.page-banner h1{font-size:38px;}
.breadcrumb{
  font-family:var(--font-mono);
  font-size:12px;
  color:var(--ink-faint);
  text-transform:uppercase;
  letter-spacing:0.06em;
  margin-bottom:18px;
}
.breadcrumb a{text-decoration:none;color:var(--ink-faint);}
.breadcrumb a:hover{color:var(--accent);}

.site-footer{
  background:var(--primary);
  color:#C7D1DA;
  padding:64px 0 0;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1fr;
  gap:40px;
  padding-bottom:48px;
  border-bottom:1px solid rgba(255,255,255,0.14);
}
.footer-brand{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
.footer-brand img{width:32px;height:32px;}
.footer-brand span{font-family:var(--font-display);font-size:18px;color:#fff;font-weight:600;}
.footer-col h4{
  color:#fff;
  font-family:var(--font-body);
  font-size:13px;
  text-transform:uppercase;
  letter-spacing:0.07em;
  margin-bottom:16px;
}
.footer-col ul{list-style:none;margin:0;padding:0;}
.footer-col li{margin-bottom:11px;}
.footer-col a{text-decoration:none;color:#C7D1DA;font-size:14.5px;}
.footer-col a:hover{color:#fff;}
.footer-col p{color:#C7D1DA;font-size:14px;}
.footer-legal-note{
  font-size:13px;
  color:#9AA9B6;
  line-height:1.7;
  max-width:640px;
  margin-top:14px;
}
.footer-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:24px 0;
  font-size:13px;
  color:#9AA9B6;
  flex-wrap:wrap;
  gap:12px;
}
.footer-bottom a{color:#9AA9B6;text-decoration:none;margin-left:18px;}
.footer-bottom a:hover{color:#fff;}

.cookie-banner{
  position:fixed;
  left:20px;
  right:20px;
  bottom:20px;
  max-width:640px;
  margin:0 auto;
  background:var(--primary);
  color:#fff;
  border-radius:8px;
  padding:22px 26px;
  box-shadow:0 12px 32px rgba(0,0,0,0.22);
  z-index:300;
  display:none;
  gap:16px;
  align-items:flex-start;
}
.cookie-banner.visible{display:flex;}
.cookie-banner i{font-size:22px;color:var(--accent);flex-shrink:0;margin-top:2px;}
.cookie-banner p{font-size:13.5px;color:#C7D1DA;margin:0 0 14px;}
.cookie-banner a{color:#fff;text-decoration:underline;}
.cookie-actions{display:flex;gap:12px;flex-wrap:wrap;}
.cookie-actions button{
  border-radius:4px;
  padding:9px 18px;
  font-size:13.5px;
  font-weight:600;
  cursor:pointer;
  border:1px solid rgba(255,255,255,0.3);
  font-family:var(--font-body);
}
.cookie-accept{background:var(--accent);color:#20180C;border-color:var(--accent);}
.cookie-decline{background:transparent;color:#fff;}

@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr;}
  .hero-media{order:-1;}
  .grid-3,.grid-2,.values-grid{grid-template-columns:1fr;}
  .split{grid-template-columns:1fr;gap:32px;}
  .split.reverse .split-media{order:0;}
  .split-media img{height:280px;}
  .ledger-strip .container{grid-template-columns:repeat(2,1fr);}
  .ledger-item:nth-child(3){border-left:none;}
  .stat-band{grid-template-columns:repeat(2,1fr);gap:28px;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .contact-grid{grid-template-columns:1fr;}
}
@media (max-width:760px){
  .main-nav{
    position:fixed;
    top:76px;
    left:0;right:0;
    background:var(--surface);
    border-bottom:1px solid var(--line);
    padding:8px 24px 20px;
    display:none;
  }
  .main-nav.open{display:block;}
  .main-nav ul{flex-direction:column;gap:2px;}
  .main-nav a{display:block;padding:12px 0;}
  .nav-toggle{display:flex;}
  .hero h1{font-size:32px;}
  section{padding:56px 0;}
  .footer-grid{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
  .container{padding:0 20px;}
  .timeline-row{grid-template-columns:1fr;gap:6px;}
}